The states with the lowest unsecured debt-to-income ratios are all on the coastlines of the U.S., according to recent data published by Digital Media Solutions. Residents of Alaska, Connecticut, Massachusetts, New Jersey and Washington have the lowest average unsecured debt-to-income ratio ranges (25-28%), calculated using aggregated unsecured debt data from Digital Media Solutions owned-and-operated and premium publisher websites. On the flip side, Arkansas and Mississippi have the highest unsecured debt-to-income ratio ranges (49-52%).